Just a simple question, so I am 100% with this.
If the Dividends come through at 12:00am, and want to withdraw.
Does the dividend go into the 'balance' area automatically ?
It is not separate to the normal balance or do we need to transfer it somehow ourselves ?
It automatically appears in your balance, so you can either reinvest it, withdraw it or just leave it in there. However, while the cut off is 12am, the dividends don't go through immediately at like 12:01am, but it's too long before they're in there :)
Be aware that if you sell before the dividend is paid you'll have to contact FI support for a payout, however when it happened to me they said they'd payout this once, haven't tried it twice