# Another Noob Question

• By my calculations the % all time profit include dividends, is this correct feel free to call me a plumb

• What you win in dividends goes straight into your balance. However if you reinvest those dividends then yes it’ll count because it’ll become part of your profile

• @Kndybrzilnmesi You're a plum.

But seriously, yes dividends count as part of the profits you make. Really they are the purest form of profit as they are cash paid to you. Personally I calculate profit as; current value of portfolio x0.98. + Current balance - total deposited. Although if I wanted to sell up and leave it would have to be total deposited - current instant sell price of each player X 0.98 + current balance.

• @Ozzlebert unless you were looking for a quick getaway, why not use the sell to market price rather than the instant sell price for the 2nd calculation? Or are you mainly invested in sub £1 players?

• @Ozzlebert Thanks so much mate

• What you win in dividends goes straight into your balance.

Never actually realised that to be the case i thought they were paid at year end or something 😂

• @Mr-Matt Agree with Ozzlebert, although you'd hope to have time to sell your portfolio to the market and on average get their current sell value, I find it useful to have an extra column on the spreadsheet with IS value - that's the profit / return % I know I can take today if I did need to jump out.

I love calculating my POTENTIAL return % but at the end of the day until I start withdrawing money I've made £0. Sorry if that sounds a little pessimistic :-D

• @Mr-Matt I'm not, I just always look at the worst case.

If I needed all the money I have in the index now then how much would I be able to take out? It's just a personal way that I like to look at how much profit I've made.

Purely a paper exercise.

• Hi, I am a complete newbie to this, so a simple question..

Do you make more on buying and selling players?

or

on the dividends each day from the top 200 players?

I hope this makes sense.

• @NewUser156786 it's like comparing job which has a low pay but lots of performance based add on's (capital growth) Vs a job with a salary (dividends).

If you back yourself to get the right players early then capital growth can beat any amount t of dividends earned.

If not then dividends bring home a steady income without to much effort or upkeep. Also you lose a lot less to comission as you don't need to sell to release profit

Most people have a balance of the two.

Why not pick a couple of players from each camp and see what you enjoy more and what makes you more money. Start small and build up with whatever you feel comfortable with after a few weeks.