I have large holds in most of the Top 10 players so I've been in the red daily for the past month or so now too.
I just ask myself 'Are they really at their All-time highest point right now?' and will they NEVER be higher ever again (next 3 years anyway). Surely not.
Even looking to this time next year, there must be some players knocking on the £10 door again as the entire index gradually rises? Particularly as a dividend increase is surely inevitable in the coming months.
I think it's because the 'Safe' holds have hit their ceiling £5-£7 as the rest of the Index is catching up. A PB and MB increase would be fantastic news for me, and I do believe it's coming.
However, is the increase is aimed towards IPD's then I'm afraid I'll probably have to call it a day on FL.
Note: I still love this product and I'm so glad I found it last year!